José Luis Perán is Innovation Manager at Comunytek, a leading company in financial technology consulting services in Spain. He has a Bachelor’s degree from the University of Murcia and has certifications in AI and Big Data from the Universities of Berkeley and MIT. He is currently focused on the research and development of artificial intelligence and blockchain solutions for large companies in the financial sector and works in wide fields of development as sustainability, language processing, ethical AI, analysis and prediction of market behavior or application of graphs in the financial sector. José Luis began his career in critical environment maintenance working for Accenture in the healthcare sector. He has worked for large companies such as BT, implementing complex IT, communications and contact center solutions and delivering new services for clients such as Carrefour, Telepizza or IAG.